Obermatt

Sun Life Financial

TOR:SLF · CA8667961053
InsuranceLarge

360

27
Profit price24
Cash yield93
Price/Sales42
EV / Gross Profit55
Price/Book19
Returns on capital66
Profit margins42
Cash Conversion63
Accruals86
Owner Earnings Margin58
Sales growth42
Profit Growth80
Long-Term EPS Growth17
Owner Earnings Growth21
Reinvestment24
Price momentum81
Debt load26
Debt serviceability88
Liquidity46
Analyst ratings59
Opinion Changes50
Price Target Upside10
Market mood77
Value Creation12/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Sun Life Financial clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountryCanada
IndustryInsurance
SizeLarge
TypePublic Company
ExchangeTSX
Founded1999
Employees28,389
Websitesunlife.ca
ISINCA8667961053
Last UpdateApr 2, 2026
Themes
FinanceFinancial ServicesFinTechService Industry

Description

Sun Life Financial Inc. (Sun Life), an international financial services organization, provides asset management, wealth, insurance and health solutions to individual and institutional Clients. Sun Life has operations in a number of markets worldwide…

Analysis

Beloved champion

Sun Life Financial Inc. sits in the top corner of our grid: excellent business, premium price; every investor already knows the story.

On valuation, the picture is fair. The owner-earnings multiple stands at 16.6×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is adequate. The company scores 12/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
25
2023202420252026

All-time high

100

Jan 2026

All-time low

25

Jun 2026

Average rank

82

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
42
17
13
33
Price/Earnings
25
68
63
62
Price/Book
19
43
40
21
Dividend Yield
93
98
93
88
Value (overall)
30
51
49
36

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →