Obermatt

Allstate

NYQ:ALL · US0200021014
InsuranceLarge

360

82
EV / EBIT90
Price / Owner Earnings100
Owner Earnings Yield82
Dividend Yield61
Price/Sales76
EV / Gross Profit90
Price/Book40
Returns on capital98
Profit margins77
Cash Conversion22
Accruals10
Owner Earnings Margin85
Sales growth47
Profit Growth98
Long-Term EPS Growth68
Owner Earnings Growth91
Reinvestment12
Price momentum69
Debt load48
Debt serviceability25
Liquidity80
Analyst ratings60
Opinion Changes50
Price Target Upside46
Market mood25
Value Creation18/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Allstate generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA
IndustryInsurance
SizeLarge
TypePublic Company
ExchangeNYSE
Founded1992
Employees45,060
ISINUS0200021014
Last UpdateApr 2, 2026
Themes
BankingFinanceInsuranceVenture Capital

Description

The Allstate Corporation operates as a personal lines insurer in the United States. The company’s business is conducted principally through Allstate Insurance Company and other subsidiaries. The company provides affordable, simple and connected prot…

Analysis

Quality compounder

The Allstate Corporation is a quality compounder: a well-run business trading at a price that reflects what it is worth.

The price is attractive. You pay 4.5× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone. At today's price, the market is assuming roughly -15% yearly growth; analysts expect 5%. The price, in other words, assumes less than the experts do.

The trajectory is moderate and the balance sheet is adequate. The company scores 18/20 on our value-creation score: strong value creator.

What to watch: Some accounting patterns deserve a closer look. Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
64
2023202420252026

All-time high

77

Jan 2023

All-time low

40

Apr 2023

Average rank

54

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
76
76
78
79
Price/Earnings
76
71
48
59
Price/Book
40
26
17
37
Dividend Yield
61
58
53
60
Value (overall)
78
81
47
36

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →