Obermatt

Aflac

NYQ:AFL · US0010551028
InsuranceLarge

360

44
EV / EBIT31
Price / Owner Earnings59
Owner Earnings Yield41
Dividend Yield63
Price/Sales3
EV / Gross Profit23
Price/Book25
Returns on capital
Profit margins76
Cash Conversion27
Accruals84
Sales growth26
Profit Growth91
Long-Term EPS Growth63
Reinvestment68
Price momentum81
Debt load27
Debt serviceability53
Liquidity78
Analyst ratings7
Opinion Changes50
Price Target Upside27
Market mood100
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Aflac generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryInsurance
SizeLarge
TypePublic Company
ExchangeNYSE
Founded1973
Employees25,562
Websiteaflac.com
ISINUS0010551028
Last UpdateApr 2, 2026
Themes
FinanceFinancial ServicesHealth CareInsurance

Description

Aflac Incorporated provides supplemental health and life insurance products. The company and its subsidiaries provide financial protection to millions of policyholders and customers in Japan and the United States (U.S.). The company is authorized t…

Analysis

Quality compounder

Aflac Incorporated earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess.

Valuation data is not available for this company.

Growth is tepid; the safety picture is sturdy. The company scores 20/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
41
2023202420252026

All-time high

55

Jan 2023

All-time low

4

Feb 2026

Average rank

17

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
3
9
12
19
Price/Earnings
10
24
35
42
Price/Book
25
26
28
49
Dividend Yield
63
62
59
61
Value (overall)
7
19
14
29

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →