Obermatt

Dime Community Bancshares

NSQ:DCOM · US25432X1028
BanksSmall

360

57
Profit price30
Cash yield65
Price/Sales44
EV / Gross Profit97
Price/Book37
Returns on capital44
Profit margins
Cash Conversion71
Accruals82
Owner Earnings Margin52
Sales growth57
Profit Growth77
Owner Earnings Growth98
Reinvestment22
Price momentum84
Debt load94
Debt serviceability81
Liquidity40
Analyst ratings62
Opinion Changes50
Price Target Upside72
Market mood45
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Dime Community Bancshares clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNYSE
Founded1988
Websitedime.com
ISINUS25432X1028
Last UpdateApr 2, 2026

Description

Dime Community Bancshares, Inc. operates as the bank holding company for Dime Community Bank, which provides commercial banking and financial services. The company's bank operations also include Dime Abstract LLC, a wholly-owned subsidiary of the Ba…

Analysis

Weak and unloved

Dime Commercial Bancshares, Inc. scores below average on quality and is priced accordingly, a low-conviction position in either direction.

On valuation, the picture is attractive. The owner-earnings multiple stands at 14.1×; owner earnings: the cash an owner could take out each year.

Growth is solid; the safety picture is adequate. The company scores 13/20 on our value-creation score: creating some value. Analysts lean positive.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
96
2026

All-time high

96

Jun 2026

All-time low

63

Mar 2026

Average rank

80

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
44
Price/Earnings
41
Price/Book
37
Dividend Yield
65
Value (overall)
44

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →