Obermatt

Bank of Marin

NSQ:BMRC · US0634251021
BanksSmall

360

30
Profit price
Cash yield91
Price/Sales57
EV / Gross Profit15
Price/Book66
Returns on capital1
Profit margins
Accruals49
Owner Earnings Margin1
Sales growth52
Profit Growth16
Owner Earnings Growth1
Reinvestment51
Price momentum18
Debt load80
Debt serviceability49
Liquidity38
Analyst ratings52
Opinion Changes20
Price Target Upside51
Market mood49
Value Creation0/20not creating value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Bank of Marin doesn't consistently earn more than its cost of capital, so it isn't yet creating shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded2007
ISINUS0634251021
Last UpdateApr 2, 2026

Description

Bank of Marin Bancorp (‘Bancorp’) operates as a holding company for Bank of Marin (the ‘bank’) that provides a range of financial services. The company operates retail branches and commercial banking offices across Northern California, with a strong…

Analysis

Weak and unloved

Bank of Marin Bancorp scores below average on quality and is priced accordingly, a low-conviction position in either direction.

Valuation data is not available for this company.

Growth is moderate; the safety picture is adequate. The company scores 0/20 on our value-creation score: not creating value.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
51
2023202420252026

All-time high

85

Jan 2025

All-time low

15

Jan 2023

Average rank

55

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
57
38
44
19
Price/Earnings
23
7
15
14
Price/Book
66
81
85
24
Dividend Yield
91
77
82
59
Value (overall)
69
61
70
17

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →