Obermatt

Western New England Bancorp

NSQ:WNEB · US9588921018
BanksX-Small

360

29
Profit price12
Cash yield55
Price/Sales38
EV / Gross Profit30
Price/Book70
Returns on capital28
Profit margins
Cash Conversion45
Accruals50
Owner Earnings Margin26
Sales growth53
Profit Growth16
Owner Earnings Growth76
Reinvestment31
Price momentum87
Debt load30
Debt serviceability39
Liquidity29
Analyst ratings39
Opinion Changes50
Price Target Upside75
Market mood50
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Western New England Bancorp clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeX-Small
TypePublic Company
ExchangeNASDAQGS
Founded2006
ISINUS9588921018
Last UpdateApr 2, 2026

Description

Western New England Bancorp, Inc. (WNEB) operates as the bank holding company for Westfield Bank, providing a comprehensive range of commercial and retail products and services, as well as wealth management financial products. The bank is a full-ser…

Analysis

Weak and unloved

Western New England Bancorp, Inc. is weak and unloved: below-average business metrics and a price that reflects that disappointment.

The price is attractive. You pay 14.5× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is moderate and the balance sheet is adequate. The company scores 13/20 on our value-creation score: creating some value.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
22
2023202420252026

All-time high

56

Mar 2026

All-time low

22

Jun 2026

Average rank

39

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
38
62
48
83
Price/Earnings
18
11
16
67
Price/Book
70
77
82
93
Dividend Yield
55
56
49
35
Value (overall)
44
49
39
79

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →