Obermatt

The Bank of N.T. Butterfield & Son

NYQ:NTB · BMG0772R2087
BanksSmall

360

59
Profit price57
Cash yield55
Price/Sales23
Price/Book7
Returns on capital98
Profit margins
Cash Conversion81
Accruals74
Owner Earnings Margin87
Sales growth23
Profit Growth21
Owner Earnings Growth55
Reinvestment84
Price momentum85
Debt load100
Debt serviceability1
Liquidity91
Analyst ratings41
Opinion Changes50
Price Target Upside39
Market mood55
Value Creation17/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

The Bank of N.T. Butterfield & Son generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryBermuda
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNYSE
Founded1904
Employees903
ISINBMG0772R2087
Last UpdateApr 2, 2026
Index & Theme
Digital BrokerageConsumer LendingBankingFinancial Services

Description

The Bank of N.T. Butterfield & Son Limited (Butterfield) provides a full range of community, commercial, and private banking services in select jurisdictions. The company is a full-service bank. It operates its business through three geographic segm…

Analysis

Beloved champion

The Bank of N.T. Butterfield & Son Limited sits in the top corner of our grid: excellent business, premium price; every investor already knows the story.

On valuation, the picture is attractive. The owner-earnings multiple stands at 9.1×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is adequate. The company scores 17/20 on our value-creation score: strong value creator.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
61
2023202420252026

All-time high

61

Jun 2026

All-time low

16

Jan 2025

Average rank

43

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
23
22
31
19
Price/Earnings
29
29
39
22
Price/Book
7
20
20
15
Dividend Yield
55
42
59
68
Value (overall)
24
17
33
25

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare The Bank of N.T. Butterfield & Son with its peers
Bank Pembangunan Daerah Jawa Timur
JKT:BJTM
75
CountryIndonesia
IndustryBanks
SizeSmall
Full Stock Analysis →
Bank Sinarmas
JKT:BSIM
5
CountryIndonesia
IndustryBanks
SizeSmall
Full Stock Analysis →
Banco Itau Chile
SGO:ITAUCL
71
CountryBrazil
IndustryBanks
SizeSmall
Full Stock Analysis →
Security Bank
PHS:SECB
86
CountryPhilippines
IndustryBanks
SizeSmall
Full Stock Analysis →
Public Bank
KLS:PBBANK
60
CountryMalaysia
IndustryBanks
SizeMedium
Full Stock Analysis →
China Banking
PHS:CBC
95
CountryPhilippines
IndustryBanks
SizeMedium
Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →