Obermatt
See Similar Stocks →

Bank Sinarmas

JKT:BSIM · ID1000117807
BanksSmall

360

5
Medium confidence — indicative
Profit price3
Cash yield1
Price/Sales11
EV / Gross Profit85
Price/Book28
Returns on capital26
Profit margins—
Cash Conversion4
Accruals15
Owner Earnings Margin16
Sales growth6
Profit Growth22
Owner Earnings Growth13
Reinvestment96
Price momentum11
Debt load88
Debt serviceability35
Liquidity43
Analyst ratings—
Expectations trend—
Market mood1
Value Creation7/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Bank Sinarmas clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryIndonesia
IndustryBanks
SizeSmall
TypePublic Company
ExchangeIDX
Websitebanksinarmas.com
ISINID1000117807
Last UpdateApr 2, 2026
Indices
IDX Composite (Indonesia)
Themes
Consumer LendingMicro LendingBankingFinanceFinancial Services

Description

PT Bank Sinarmas Tbk provides various banking products and services in Indonesia. The company's deposit portfolio includes demand deposits, savings accounts, and time deposits. The company operates as a subsidiary of PT Sinar Mas Multiartha Tbk. Loa…

Analysis

Story stock

PT Bank Sinarmas Tbk is a story stock: the narrative is ambitious and the price reflects it, but the underlying numbers are weak.

The price is expensive. You pay 28.6× its owner earnings: the cash an owner could take out each year, which is in the historically expensive zone.

The trajectory is tepid and the balance sheet is uncertain. The company scores 7/20 on our value-creation score: creating some value.

What to watch: Some accounting patterns deserve a closer look. Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
57
20232026

All-time high

57

Mar 2026

All-time low

4

Jan 2023

Average rank

31

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
11
—
—
20
Price/Earnings
5
—
—
2
Price/Book
28
—
—
18
Dividend Yield
1
—
—
1
Value (overall)
6
—
—
5

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare Bank Sinarmas with its peers
Bank Ina Perdana
JKT:BINA
3
CountryIndonesia
IndustryBanks
SizeSmall
Full Stock Analysis →
Bank Tabungan Negara
JKT:BBTN
61
CountryIndonesia
IndustryBanks
SizeSmall
Full Stock Analysis →
Bank Artha Graha Internasional
JKT:INPC
13
CountryIndonesia
IndustryBanks
SizeSmall
Full Stock Analysis →
Bank Victoria International
JKT:BVIC
53
CountryIndonesia
IndustryBanks
SizeSmall
Full Stock Analysis →
Bangkok Bank
SET:BBL
15
CountryThailand
IndustryBanks
SizeSmall
Full Stock Analysis →
RHB Bank
KLS:RHBBANK
53
CountryMalaysia
IndustryBanks
SizeMedium
Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →