Obermatt

Public Bank

KLS:PBBANK · MYL1295OO004
BanksMedium

360

60
Profit price36
Cash yield57
Price/Sales11
EV / Gross Profit37
Price/Book25
Returns on capital55
Profit margins
Cash Conversion43
Accruals61
Owner Earnings Margin95
Sales growth29
Profit Growth73
Long-Term EPS Growth40
Owner Earnings Growth42
Reinvestment63
Price momentum61
Debt load48
Debt serviceability76
Liquidity22
Analyst ratings69
Opinion Changes63
Price Target Upside67
Market mood65
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Public Bank clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryMalaysia
IndustryBanks
SizeMedium
TypePublic Company
ExchangeKLSE
Founded1965
Employees4,615
ISINMYL1295OO004
Last UpdateApr 2, 2026
Index & Theme
BankingFinancial Services

Description

Public Bank Berhad (Public Bank) is a financial institution in Malaysia. The company primarily engages in banking and related activities. The organization emphasizes customer-centric banking services, providing a comprehensive range of financial solu…

Analysis

Middle-of-the-road

Public Bank Berhad is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

The price is attractive. You pay 13.2× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone. At today's price, the market is assuming roughly 1% yearly growth; analysts expect 7%. The price, in other words, assumes less than the experts do.

The trajectory is tepid and the balance sheet is adequate. The company scores 10/20 on our value-creation score: creating some value. Analysts lean positive.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
56
2023202420252026

All-time high

62

Mar 2026

All-time low

31

Jan 2023

Average rank

46

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
11
16
13
15
Price/Earnings
33
23
30
24
Price/Book
25
31
45
31
Dividend Yield
57
54
45
52
Value (overall)
30
21
27
21

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →