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RBB Bancorp

NSQ:RBB · US74930B1052
BanksSmall

360

35
Profit price67
Cash yield67
Price/Sales58
EV / Gross Profit52
Price/Book97
Returns on capital34
Profit margins—
Cash Conversion85
Accruals38
Owner Earnings Margin65
Sales growth31
Profit Growth20
Owner Earnings Growth89
Reinvestment39
Price momentum86
Debt load28
Debt serviceability80
Liquidity95
Analyst ratings1
Opinion Changes50
Price Target Upside38
Market mood35
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

RBB Bancorp clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded2010
Websiteir.rbbusa.com
ISINUS74930B1052
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)
Themes
BankingCommunitiesFinancial Services

Description

RBB Bancorp operates as a bank holding company for Royal Business Bank that provides business-banking and consumer products and services predominantly to the Asian-centric communities through full service branches located in Los Angeles County, Orang…

Analysis

Deep value

RBB Bancorp looks superficially cheap, but weak underlying metrics raise the question of whether this is value or a trap.

On valuation, the picture is attractive. The owner-earnings multiple stands at 9.4×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around -4% a year, against analyst forecasts of 16%. The price, in other words, assumes less than the experts do.

Growth is moderate; the safety picture is adequate. The company scores 13/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
69
2023202420252026

All-time high

81

Jan 2023

All-time low

36

Jan 2024

Average rank

59

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
58
76
59
69
Price/Earnings
52
67
37
89
Price/Book
97
93
95
71
Dividend Yield
67
76
58
37
Value (overall)
80
97
68
71

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →