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Ames National

NAQ:ATLO · US0310011004
BanksX-Small

360

26
Profit price48
Cash yield87
Price/Sales27
EV / Gross Profit49
Price/Book39
Returns on capital76
Profit margins—
Cash Conversion30
Accruals79
Owner Earnings Margin76
Sales growth75
Profit Growth6
Owner Earnings Growth85
Reinvestment68
Price momentum100
Debt load72
Debt serviceability62
Liquidity59
Analyst ratings1
Opinion Changes50
Price Target Upside27
Market mood1
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Ames National generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeX-Small
TypePublic Company
ExchangeNASDAQCM
Founded1975
Employees23
Websiteamesnational.com
ISINUS0310011004
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)
Themes
AdviceFinanceFinancial Services

Description

Ames National Corporation operates as a multi-bank holding company, owning 100% of the stock of six bank subsidiaries consisting of one national bank and five state-chartered banks. The company's operations are conducted exclusively in the State of…

Analysis

Middle-of-the-road

Ames National Corporation is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

The price is attractive. You pay 11.9× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is moderate and the balance sheet is adequate. The company scores 20/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
58
20232026

All-time high

62

Mar 2026

All-time low

58

Jun 2026

Average rank

60

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
27
—
—
48
Price/Earnings
38
—
—
44
Price/Book
39
—
—
22
Dividend Yield
87
—
—
88
Value (overall)
45
—
—
57

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →