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Preferred Bank

NSQ:PFBC · US7403674044
BanksSmall

360

16
Profit price97
Cash yield83
Price/Sales15
EV / Gross Profit81
Price/Book10
Returns on capital100
Profit margins—
Cash Conversion67
Accruals12
Owner Earnings Margin100
Sales growth12
Profit Growth69
Owner Earnings Growth37
Reinvestment61
Price momentum26
Debt load78
Debt serviceability30
Liquidity12
Analyst ratings9
Opinion Changes50
Price Target Upside27
Market mood1
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Preferred Bank clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1991
Employees189
Websitepreferredbank.com
ISINUS7403674044
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)
Themes
BankingBuilding MaterialFinancial ServicesReal Estate

Description

Preferred Bank provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals. The company provides esse…

Analysis

Quality compounder

Preferred Bank is a quality compounder: a well-run business trading at a price that reflects what it is worth.

The price is attractive. You pay 8.9× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is weak and the balance sheet is fragile. The company scores 10/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

What to watch: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
10
2023202420252026

All-time high

66

Jan 2025

All-time low

10

Jun 2026

Average rank

44

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
15
18
18
12
Price/Earnings
90
89
95
61
Price/Book
10
21
11
7
Dividend Yield
83
60
62
55
Value (overall)
46
39
38
21

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →