Obermatt

Atlantic American

NMQ:AAME · US0482091008
InsuranceSmall

360

27
Medium confidence — indicative
Profit price67
Owner Earnings Yield84
Dividend Yield1
Price/Sales93
EV / Gross Profit82
Price/Book97
Returns on capital37
Profit margins31
Cash Conversion88
Accruals82
Owner Earnings Margin30
Sales growth93
Profit Growth100
Long-Term EPS Growth70
Owner Earnings Growth87
Reinvestment52
Price momentum33
Debt load46
Debt serviceability53
Liquidity10
Analyst ratings
Expectations trend
Market mood9
Value Creation14/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Atlantic American generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA
IndustryInsurance
SizeSmall
TypePublic Company
ExchangeNASDAQGM
Founded1968
Employees36
Websiteatlam.com
ISINUS0482091008
Last UpdateApr 2, 2026
Themes
Health InsuranceLife InsuranceProperty Insurance

Description

Atlantic American Corporation operates through its subsidiaries in well-defined specialty markets within the life and health and property and casualty insurance industries. The company's principal operating subsidiaries are American Southern Insuran…

Analysis

Weak and unloved

Atlantic American Corporation scores below average on quality and is priced accordingly, a low-conviction position in either direction.

On valuation, the picture is attractive. The owner-earnings multiple stands at 7.0×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is adequate. The company scores 14/20 on our value-creation score: strong value creator.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
59
2026

All-time high

59

Jun 2026

All-time low

52

Mar 2026

Average rank

56

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
93
90
Price/Earnings
88
39
Price/Book
97
90
Dividend Yield
1
45
Value (overall)
84
81

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →