Obermatt

Globe Life

NYQ:GL · US37959E1029
InsuranceLarge

360

96
EV / EBIT58
Price / Owner Earnings67
Owner Earnings Yield50
Dividend Yield41
Price/Sales27
EV / Gross Profit21
Price/Book39
Returns on capital66
Profit margins68
Cash Conversion56
Accruals22
Owner Earnings Margin82
Sales growth67
Profit Growth65
Long-Term EPS Growth33
Owner Earnings Growth30
Reinvestment81
Price momentum93
Debt load28
Debt serviceability31
Liquidity52
Analyst ratings73
Opinion Changes50
Price Target Upside63
Market mood29
Value Creation12/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Globe Life clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountryUSA
IndustryInsurance
SizeLarge
TypePublic Company
ExchangeNYSE
Founded1979
Employees2,878
ISINUS37959E1029
Last UpdateApr 2, 2026
Themes
Financial ServicesInsurance

Description

Globe Life Inc. (Globe Life) operates as an insurance holding company. The company markets primarily individual life and supplemental health insurance to lower middle to middle-income households throughout the United States. The company’s primary su…

Analysis

Quality compounder

Globe Life Inc. earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess.

On valuation, the picture is attractive. The owner-earnings multiple stands at 12.1×; owner earnings: the cash an owner could take out each year.

Growth is solid; the safety picture is sturdy. The company scores 12/20 on our value-creation score: creating some value. Analysts lean positive.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
53
2023202420252026

All-time high

53

Jun 2026

All-time low

3

Jan 2023

Average rank

29

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
27
33
16
21
Price/Earnings
62
79
48
36
Price/Book
39
51
21
26
Dividend Yield
41
24
28
28
Value (overall)
32
35
14
16

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →