PT Bank Negara Indonesia (Persero) Tbk is what we call a hidden champion: a strong business that the market is not pricing as one.
The price is attractive. You pay 6.4× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone. At today's price, the market is assuming roughly -9% yearly growth; analysts expect 8%. The price, in other words, assumes less than the experts do.
The trajectory is moderate and the balance sheet is adequate. The company scores 10/20 on our value-creation score: creating some value. Analysts lean positive.
Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.
360° rank · history
1007550250
Jan 202379
100
2023202420252026
All-time high
100
Jun 2026
All-time low
79
Jan 2023
Average rank
92
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
78
55
40
50
Price/Earnings
81
64
53
47
Price/Book
76
52
46
48
Dividend Yield
100
84
64
48
Value (overall)
90
79
51
49
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.