Obermatt
See Similar Stocks →

Bank Mandiri

JKT:BMRI · ID1000095003
BanksMedium

360

99
Profit price100
Cash yield99
Price/Sales64
EV / Gross Profit80
Price/Book47
Returns on capital78
Profit margins—
Cash Conversion27
Accruals5
Owner Earnings Margin53
Sales growth25
Profit Growth88
Long-Term EPS Growth33
Owner Earnings Growth48
Reinvestment8
Price momentum17
Debt load36
Debt serviceability68
Liquidity81
Analyst ratings48
Opinion Changes50
Price Target Upside97
Market mood87
Value Creation17/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Bank Mandiri generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryIndonesia
IndustryBanks
SizeMedium
TypePublic Company
ExchangeIDX
Employees28,310
Websitebankmandiri.co.id
ISINID1000095003
Last UpdateApr 2, 2026
Indices
IDX Composite (Indonesia)
Themes
Finance

Description

PT Bank Mandiri (Persero) Tbk provides a range of banking services. Loans The company offers a diverse range of loan products to cater to the financing needs of its customers. These loans are tailored to various customer categories, including indiv…

Analysis

Hidden champion

PT Bank Mandiri (Persero) Tbk is what we call a hidden champion: a strong business that the market is not pricing as one.

The price is attractive. You pay 6.6× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone. At today's price, the market is assuming roughly -9% yearly growth; analysts expect 7%. The price, in other words, assumes less than the experts do.

The trajectory is moderate and the balance sheet is stretched. The company scores 17/20 on our value-creation score: strong value creator. Analysts lean positive.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
72
2023202420252026

All-time high

97

Jan 2023

All-time low

31

Jan 2025

Average rank

70

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
64
41
34
36
Price/Earnings
77
52
39
41
Price/Book
47
26
24
30
Dividend Yield
99
78
50
72
Value (overall)
80
57
31
39

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare Bank Mandiri with its peers
Bank Negara Indonesia
JKT:BBNI
98
CountryIndonesia
IndustryBanks
SizeMedium
Full Stock Analysis →
CIMB Group Holdings
KLS:CIMB
70
CountryMalaysia
IndustryBanks
SizeMedium
Full Stock Analysis →
Yes Bank
NSI:YESBANK
3
CountryIndia
IndustryBanks
SizeMedium
Full Stock Analysis →
MCB Bank
PSX:MCB
63
CountryPakistan
IndustryBanks
SizeSmall
Full Stock Analysis →
City Union Bank
NSI:CUB
52
CountryIndia
IndustryBanks
SizeSmall
Full Stock Analysis →
IndusInd Bank
NSI:INDUSINDBK
4
CountryIndia
IndustryBanks
SizeMedium
Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →