Obermatt

Banco Bradesco

SAO:BBDC4 · BRBBDCACNPR8
BanksMedium

360

79
Profit price90
Cash yield91
Price/Sales95
EV / Gross Profit40
Price/Book69
Returns on capital20
Profit margins
Cash Conversion1
Accruals11
Owner Earnings Margin20
Sales growth73
Profit Growth91
Long-Term EPS Growth86
Owner Earnings Growth75
Reinvestment96
Price momentum55
Debt load2
Debt serviceability74
Liquidity12
Analyst ratings57
Opinion Changes50
Price Target Upside89
Market mood13
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Banco Bradesco clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryBrazil
IndustryBanks
SizeMedium
TypePublic Company
ExchangeBOVESPA
Founded1943
Employees60,311
ISINBRBBDCACNPR8
Last UpdateApr 2, 2026
Themes
Electronic Money Institutions (EMIs)BankingFinanceFinancial Services

Description

Banco Bradesco S.A. offers a wide range of banking and financial products and services in Brazil and abroad to individuals, micro, small, medium-sized and large enterprises and major local and international corporations and institutions. The company…

Analysis

Bargain bin

Banco Bradesco S.A. falls in the bargain bin: the price is low relative to peers, but the business metrics give reason to pause.

The price is attractive. You pay 7.7× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone. At today's price, the market is assuming roughly -7% yearly growth; analysts expect 16%. The price, in other words, assumes less than the experts do.

The trajectory is solid and the balance sheet is fragile. The company scores 13/20 on our value-creation score: creating some value. Analysts lean positive.

What to watch: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
75
2023202420252026

All-time high

89

Jun 2025

All-time low

9

Jan 2023

Average rank

42

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
95
89
83
81
Price/Earnings
90
87
69
93
Price/Book
69
84
59
55
Dividend Yield
91
88
90
84
Value (overall)
96
85
91
100

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →