Obermatt

Northwest Bancshares

NSQ:NWBI · US6673401039
BanksSmall

360

42
Profit price42
Cash yield99
Price/Sales71
EV / Gross Profit58
Price/Book50
Returns on capital29
Profit margins
Cash Conversion20
Accruals62
Owner Earnings Margin21
Sales growth58
Profit Growth78
Owner Earnings Growth11
Reinvestment10
Price momentum35
Debt load48
Debt serviceability65
Liquidity32
Analyst ratings10
Opinion Changes50
Price Target Upside32
Market mood80
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Northwest Bancshares clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded2009
ISINUS6673401039
Last UpdateApr 2, 2026

Description

Northwest Bancshares, Inc. (Northwest) operates as the bank holding company for Northwest Bank that provides personal and commercial banking solutions, investment management, and trust services. The company operates various community-banking locatio…

Analysis

Middle-of-the-road

Northwest Bancshares, Inc. sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is fair. The owner-earnings multiple stands at 17.9×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around 5% a year, against analyst forecasts of -5%. The gap between price and consensus is worth watching: demanding expectations.

Growth is solid; the safety picture is adequate. The company scores 13/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
83
2023202420252026

All-time high

96

Jan 2025

All-time low

62

Nov 2025

Average rank

77

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
71
52
37
36
Price/Earnings
64
53
47
13
Price/Book
50
49
38
53
Dividend Yield
99
98
98
100
Value (overall)
92
96
60
51

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →