Obermatt

Bank Hapoalim B.M.

TLV:POLI · IL0006625771
BanksMedium

360

81
Profit price80
Cash yield41
Price/Sales21
EV / Gross Profit91
Price/Book31
Returns on capital76
Profit margins
Cash Conversion86
Accruals22
Owner Earnings Margin62
Sales growth10
Profit Growth84
Long-Term EPS Growth27
Owner Earnings Growth90
Reinvestment81
Price momentum50
Debt load84
Debt serviceability67
Liquidity45
Analyst ratings67
Opinion Changes50
Price Target Upside73
Market mood22
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Bank Hapoalim B.M. generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryIsrael
IndustryBanks
SizeMedium
TypePublic Company
ExchangeTASE
Founded1921
Employees2,678
ISINIL0006625771
Last UpdateApr 2, 2026
Index & Theme
BankingFinanceFinancial ServicesRetail

Description

Bank Hapoalim B.M. provides various banking and financial products and services. The company delivers a range of banking services including retail banking, commercial banking, and capital markets services. Business Segments The company operates thr…

Analysis

Quality compounder

Bank Hapoalim B.M. earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess.

On valuation, the picture is attractive. The owner-earnings multiple stands at 11.0×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around -2% a year, against analyst forecasts of 6%. The price, in other words, assumes less than the experts do.

Growth is tepid; the safety picture is adequate. The company scores 20/20 on our value-creation score: strong value creator. Analysts lean positive.

Flags to be aware of: Some accounting patterns deserve a closer look. Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
44
2023202420252026

All-time high

78

Mar 2026

All-time low

8

Jan 2024

Average rank

54

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
21
28
34
23
Price/Earnings
21
24
32
21
Price/Book
31
32
31
31
Dividend Yield
41
25
31
44
Value (overall)
14
19
24
23

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →