Obermatt

First International Bank of Israel

TLV:FIBI · IL0005930388
BanksSmall

360

75
Medium confidence — indicative
Profit price57
Cash yield1
Price/Sales48
Price/Book33
Returns on capital85
Profit margins
Cash Conversion78
Accruals14
Owner Earnings Margin42
Sales growth85
Profit Growth32
Owner Earnings Growth34
Reinvestment1
Price momentum26
Debt load96
Debt serviceability49
Liquidity34
Analyst ratings100
Opinion Changes50
Price Target Upside91
Market mood84
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

First International Bank of Israel clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryIsrael
IndustryBanks
SizeSmall
TypePublic Company
ExchangeTASE
Founded1972
Employees653
Websitefibi.co.il
ISINIL0005930388
Last UpdateApr 2, 2026

Description

First International Bank of Israel Ltd., together with its subsidiaries, provides various financial and banking services to individuals, households, and businesses. The company owns Massad Bank Ltd. that provides services to the teachers population…

Analysis

Middle-of-the-road

First International Bank of Israel Ltd is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

The price is attractive. You pay 11.6× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is tepid and the balance sheet is uncertain. The company scores 10/20 on our value-creation score: creating some value. Analysts lean positive.

What to watch: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
37
2023202420252026

All-time high

77

Jan 2023

All-time low

32

Mar 2026

Average rank

54

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
48
40
26
24
Price/Earnings
45
40
40
41
Price/Book
33
16
17
12
Dividend Yield
1
1
1
1
Value (overall)
18
11
12
11

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →