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Optima Bank

ATH:OPTIMA · GRS533003000
BanksSmall

360

95
Profit price41
Cash yield77
Price/Sales17
EV / Gross Profit21
Price/Book47
Returns on capital100
Profit margins—
Cash Conversion30
Accruals1
Owner Earnings Margin98
Sales growth67
Profit Growth85
Owner Earnings Growth89
Reinvestment15
Price momentum89
Debt load91
Debt serviceability28
Liquidity63
Analyst ratings100
Opinion Changes98
Price Target Upside57
Market mood71
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Optima Bank generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryGreece
IndustryBanks
SizeSmall
TypePublic Company
ExchangeATSE
Employees474
Websiteoptimabank.gr
ISINGRS533003000
Last UpdateApr 2, 2026
Indices
ATHEX (Greece)
Themes
BankingFinanceFinancial ServicesLending

Description

Analysis

Beloved champion

Optima bank S.A. is a beloved champion: its quality is genuine, and the market already prices it as exceptional.

The price is attractive. You pay 12.5× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is solid and accelerating and the balance sheet is adequate. The company scores 20/20 on our value-creation score: strong value creator. Analysts lean positive.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
96
2026

All-time high

96

Jun 2026

All-time low

91

Mar 2026

Average rank

93

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
17
—
—
—
Price/Earnings
55
—
—
—
Price/Book
47
—
—
—
Dividend Yield
77
—
—
—
Value (overall)
54
—
—
—

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →