Industrial Bank of Korea operates as a small and medium-sized enterprises (SMEs) financial services provider.
Business Segments
The company operates through SME Financing, Retail Banking, Corporate Banking, Wealth Management, and International Bank…
Analysis
Deep value
Industrial Bank of Korea looks superficially cheap, but weak underlying metrics raise the question of whether this is value or a trap.
On valuation, the picture is attractive. The owner-earnings multiple stands at 5.5×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around -12% a year, against analyst forecasts of 4%. The price, in other words, assumes less than the experts do.
Growth is moderate; the safety picture is sturdy. The company scores 10/20 on our value-creation score: creating some value.
No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.
360° rank · history
1007550250
Jan 202383
18
2023202420252026
All-time high
95
Feb 2023
All-time low
16
Jan 2025
Average rank
48
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
78
84
90
82
Price/Earnings
76
92
93
95
Price/Book
91
92
86
71
Dividend Yield
97
96
98
98
Value (overall)
97
97
96
97
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.