KB Financial Group Inc. operates as a financial holding company in Korea.
The company’s operations include Kookmin Bank, one of the leading commercial banks in Korea. The company’s subsidiaries collectively engage in a broad range of businesses, inc…
Analysis
Deep value
KB Financial Group Inc. looks superficially cheap, but weak underlying metrics raise the question of whether this is value or a trap.
On valuation, the picture is attractive. The owner-earnings multiple stands at 8.7×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around -5% a year, against analyst forecasts of 10%. The price, in other words, assumes less than the experts do.
Growth is moderate; the safety picture is sturdy. The company scores 13/20 on our value-creation score: creating some value. Analysts lean positive.
No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.
360° rank · history
1007550250
Jan 2023100
91
2023202420252026
All-time high
100
Oct 2023
All-time low
74
Mar 2026
Average rank
91
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
37
66
71
56
Price/Earnings
34
88
90
79
Price/Book
23
61
66
48
Dividend Yield
43
59
48
77
Value (overall)
31
79
67
91
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.