Obermatt

Ryan Specialty

NYQ:RYAN · US78351F1075
InsuranceMedium

360

13
EV / EBIT16
Price / Owner Earnings3
Owner Earnings Yield44
Dividend Yield85
Price/Sales77
EV / Gross Profit44
Price/Book23
Returns on capital31
Profit margins67
Cash Conversion98
Accruals91
Owner Earnings Margin63
Sales growth46
Profit Growth82
Long-Term EPS Growth98
Owner Earnings Growth81
Reinvestment10
Price momentum13
Debt load18
Debt serviceability52
Liquidity62
Analyst ratings34
Opinion Changes50
Price Target Upside80
Market mood86
Value Creation16/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Ryan Specialty generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA
IndustryInsurance
SizeMedium
TypePublic Company
ExchangeNYSE
Founded2021
ISINUS78351F1075
Last UpdateApr 2, 2026
Themes
InsurtechInsurance

Description

Ryan Specialty Holdings, Inc. operates as an international specialty insurance company. The company provides specialty products, solutions, and services for insurance brokers, agents, and carriers. The company provides distribution, underwriting, pr…

Analysis

Hope premium

Ryan Specialty Holdings, Inc. carries what we call a hope premium: an average business trading at an ambitious price.

The price is attractive. You pay 13.4× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone. At today's price, the market is assuming roughly 1% yearly growth; analysts expect 22%. The price, in other words, assumes less than the experts do.

The trajectory is moderate and the balance sheet is fragile. The company scores 16/20 on our value-creation score: strong value creator. Analysts lean positive.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
75
2026

All-time high

75

Jun 2026

All-time low

69

Mar 2026

Average rank

72

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
77
Price/Earnings
57
Price/Book
23
Dividend Yield
85
Value (overall)
84

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →