Obermatt

Flags

Earnings warningFinancial distress

Roadzen

NMQ:RDZN · VGG7606H1082
SoftwareSmall

360

29
Profit price77
Owner Earnings Yield1
Dividend Yield1
Price/Sales52
EV / Gross Profit29
Price/Book92
Return on Capital100
Cash Return on Capital1
EBIT Margin14
Gross Profitability82
Accruals5
Owner Earnings Margin17
Sales growth69
Profit growth20
Reinvestment78
Price momentum74
Debt load1
Refinancing18
Debt Payback1
Liquidity30
Analyst ratings64
Opinion Changes50
Price Target Upside100
Market mood43
Value Creation7/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Roadzen clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustrySoftware
SizeSmall
TypePublic Company
ExchangeNASDAQGM
Employees112
Websiteroadzen.ai
ISINVGG7606H1082
Last UpdateApr 2, 2026
Themes
Artificial IntelligenceMachine LearningProcess AutomationComputer VisionFleet ManagementInsurtechIaaS (Infrastructure as a Service)Financial ServicesInsurance

Description

Roadzen, Inc. (Roadzen) operates as an Insurtech technology company. Roadzen has built a pioneering technology platform that uses telematics, computer vision, and data science to spearhead innovation across the insurance value chain, namely underwrit…

Analysis

Middle-of-the-road

Roadzen, Inc. sits in the middle of our grid: average quality, average price, no obvious signal in either direction. Worth noting: the cash the business generates has lagged behind what the income statement shows.

Valuation data is not available for this company.

Growth is solid; the safety picture is stretched. The company scores 7/20 on our value-creation score: creating some value.

Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
38
2026

All-time high

38

Jun 2026

All-time low

22

Mar 2026

Average rank

30

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
52
Price/Earnings
86
Price/Book
92
Dividend Yield
1
Value (overall)
77

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare Roadzen with its peers
Health In Tech
NAQ:HIT
85
CountryUSA
IndustryInsurance
SizeSmall
Full Stock Analysis →
iRhythm Technologies
NSQ:IRTC
12
CountryUSA
IndustryHealth Care Equipment & Supplies
SizeMedium
Full Stock Analysis →
Caris Life Sciences
NSQ:CAI
93
CountryUSA
IndustryBiotechnology
SizeSmall
Full Stock Analysis →
Kodiak AI
NMQ:KDK
41
CountryUSA
IndustryAuto Components
SizeSmall
Full Stock Analysis →
Natera
NSQ:NTRA
39
CountryUSA
IndustryBiotechnology
SizeLarge
Full Stock Analysis →
Quicklogic
NAQ:QUIK
61
CountryUSA
IndustrySemiconductors & Semiconductor Equipment
SizeSmall
Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →