Obermatt
See Similar Stocks →

Lake Shore Bancorp

NMQ:LSBK · US5107041098
BanksX-Small

360

74
Medium confidence — indicative
Profit price38
Cash yield1
Price/Sales32
EV / Gross Profit57
Price/Book71
Returns on capital—
Profit margins—

Cash truth not applicable for financial companies.

Sales growth65
Profit growth85
Reinvestment18
Price momentum70
Debt load94
Debt serviceability5
Liquidity85
Analyst ratings—
Expectations trend—
Market mood3
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Lake Shore Bancorp generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 1/5 components.

Profile

CountryUSA
IndustryBanks
SizeX-Small
TypePublic Company
ExchangeNASDAQGM
Websitelakeshoresavings.com
ISINUS5107041098
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)
Themes
Finance

Description

Lake Shore Bancorp, Inc. operates as the bank holding company for Lake Shore Savings Bank, which provides various banking products and services. The company is a subsidiary of Lake Shore, MHC. Lake Shore Savings Bank’s principal business consists of…

Analysis

Quality compounder

Lake Shore Bancorp, Inc. earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess.

Valuation data is not available for this company.

Growth is solid; the safety picture is uncertain. The company scores 20/20 on our value-creation score: strong value creator.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
56
2026

All-time high

81

Mar 2026

All-time low

56

Jun 2026

Average rank

69

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
32
—
—
—
Price/Earnings
40
—
—
—
Price/Book
71
—
—
—
Dividend Yield
1
—
—
—
Value (overall)
27
—
—
—

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare Lake Shore Bancorp with its peers
Parke
NAQ:PKBK
79
CountryUSA
IndustryBanks
SizeX-Small
Full Stock Analysis →
Catalyst Bancorp
NAQ:CLST
31
CountryUSA
IndustryBanks
SizeX-Small
Full Stock Analysis →
Broadway Financial
NAQ:BYFC
20
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →
FB Bancorp
NAQ:FBLA
34
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →
SmartFinancial
NYQ:SMBK
15
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →
Southern Missouri
NMQ:SMBC
36
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →