Obermatt

FB Bancorp

NAQ:FBLA · US31425A1097
BanksSmall

360

34
Medium confidence — indicative
Profit price
Cash yield1
Price/Sales13
EV / Gross Profit9
Price/Book87
Returns on capital8
Profit margins
Cash Conversion98
Accruals21
Owner Earnings Margin8
Sales growth100
Profit growth9
Reinvestment16
Price momentum50
Debt load38
Debt serviceability65
Liquidity19
Analyst ratings
Expectations trend
Market mood3
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

FB Bancorp clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQCM
Founded2024
Employees191
ISINUS31425A1097
Last UpdateApr 2, 2026

Description

FB Bancorp, Inc. operates as the bank holding company for Fidelity Bank that provides various banking products and services. The company primarily serves individuals and businesses located in the Southern Louisiana and the New Orleans metropolitan a…

Analysis

Deep value

FB Bancorp, Inc. looks superficially cheap, but weak underlying metrics raise the question of whether this is value or a trap.

On valuation, the picture is expensive. The owner-earnings multiple stands at 1063.6×; owner earnings: the cash an owner could take out each year.

Growth is tepid; the safety picture is adequate. The company scores 13/20 on our value-creation score: creating some value.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
37
2026

All-time high

37

Jun 2026

All-time low

8

Mar 2026

Average rank

23

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
13
Price/Earnings
1
Price/Book
87
Dividend Yield
1
Value (overall)
34

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →