Obermatt

Corpay

NYQ:CPAY · US2199481068
Diversified Financial ServicesX-Large

360

38
Medium confidence — indicative
EV / EBIT42
Price / Owner Earnings41
Owner Earnings Yield53
Dividend Yield1
Price/Sales20
EV / Gross Profit19
Price/Book28
Returns on capital51
Profit margins90
Cash Conversion35
Accruals72
Owner Earnings Margin85
Sales growth73
Profit Growth78
Long-Term EPS Growth68
Owner Earnings Growth56
Reinvestment26
Price momentum62
Debt load24
Debt serviceability77
Liquidity59
Analyst ratings60
Opinion Changes50
Price Target Upside10
Market mood71
Value Creation18/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Corpay generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA
IndustryDiversified Financial Services
SizeX-Large
TypePublic Company
ExchangeNYSE
Founded1998
Employees3,259
Websitecorpay.com
ISINUS2199481068
Last UpdateApr 2, 2026
Themes
Online PaymentsElectronic Money Institutions (EMIs)Payment Facilitator EnablersSmart CardsElectric Vehicle Charging InfrastructureFleet ManagementFintechProcess AutomationFinancePayments

Description

Corpay, Inc. (Corpay), a global corporate payments company, helps businesses and consumers better manage and pay their expenses. The company provides a broad suite of payment and spend management solutions, including accounts payable (AP) automation…

Analysis

Hope premium

Corpay, Inc. carries what we call a hope premium: an average business trading at an ambitious price.

The price is fair. You pay 17.8× its owner earnings: the cash an owner could take out each year, which is in the historically fair zone. At today's price, the market is assuming roughly 5% yearly growth; analysts expect 14%. The price, in other words, assumes less than the experts do.

The trajectory is solid and the balance sheet is adequate. The company scores 18/20 on our value-creation score: strong value creator.

What to watch: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
76
2026

All-time high

76

Jun 2026

All-time low

67

Mar 2026

Average rank

72

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
20
Price/Earnings
46
Price/Book
28
Dividend Yield
1
Value (overall)
20

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →