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Shift4 Payments

NYQ:FOUR · US82452J1097
Diversified Financial ServicesLarge

360

32
Medium confidence — indicative
EV / EBIT33
Price / Owner Earnings12
Owner Earnings Yield51
Dividend Yield1
Price/Sales80
EV / Gross Profit39
Price/Book41
Returns on capital37
Profit margins44
Cash Conversion87
Accruals6
Owner Earnings Margin47
Sales growth81
Profit Growth64
Long-Term EPS Growth73
Owner Earnings Growth38
Reinvestment1
Price momentum4
Debt load18
Debt serviceability77
Liquidity25
Analyst ratings36
Opinion Changes50
Price Target Upside79
Market mood97
Value Creation12/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Shift4 Payments clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountryUSA
IndustryDiversified Financial Services
SizeLarge
TypePublic Company
ExchangeNYSE
Founded2019
Employees1,907
Websiteshift4.com
ISINUS82452J1097
Last UpdateApr 2, 2026
Indices
S&P MIDCAP (USA)
Themes
Customer Relationship ManagementOnline PaymentsAnti-FraudFintechProcess AutomationCryptocurrencySearch Engine OptimizationPayment Facilitator EnablersVirtual CurrencySoftware DevelopmentElectronic Money Institutions (EMIs)Point of Sale

Description

Shift4 Payments, Inc. is an independent provider of software and payment processing solutions in the U.S. The company is expanding its payment processing solutions to international markets. As a result of the acquisition of Global Blue Group Holding…

Analysis

Middle-of-the-road

Shift4 Payments, Inc. is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

The price is attractive. You pay 7.4× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone. At today's price, the market is assuming roughly -7% yearly growth; analysts expect 17%. The price, in other words, assumes less than the experts do.

The trajectory is moderate and the balance sheet is stretched. The company scores 12/20 on our value-creation score: creating some value.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
26
2023202420252026

All-time high

41

Jan 2024

All-time low

15

Jan 2023

Average rank

29

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
80
62
67
71
Price/Earnings
78
49
34
6
Price/Book
41
27
9
19
Dividend Yield
1
1
1
1
Value (overall)
65
35
14
13

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →