Obermatt

Bank Ina Perdana

JKT:BINA · ID1000130404
BanksSmall

360

3
Medium confidence — indicative
Profit price
Cash yield1
Price/Sales1
EV / Gross Profit1
Price/Book3
Returns on capital1
Profit margins
Accruals3
Owner Earnings Margin1
Sales growth23
Profit Growth4
Owner Earnings Growth1
Reinvestment6
Price momentum29
Debt load54
Debt serviceability14
Liquidity1
Analyst ratings
Expectations trend
Market mood1
Value Creation0/20not creating value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Bank Ina Perdana doesn't consistently earn more than its cost of capital, so it isn't yet creating shareholder value.

Based on 3/5 components.

Profile

CountryIndonesia
IndustryBanks
SizeSmall
TypePublic Company
ExchangeIDX
Employees548
ISINID1000130404
Last UpdateApr 2, 2026
Themes
Online PaymentsCredit CardsConsumer LendingBanking

Description

PT Bank Ina Perdana Tbk operates as an Indonesian bank. The company's deposits consist of various types, including demand deposits, savings deposits, and time deposits. Business Segments The company operates through the Marketing and Loans, Treasur…

Analysis

Story stock

PT Bank Ina Perdana Tbk trades at an expensive price on a weak set of business metrics, a combination we flag as a story stock.

Valuation data is not available for this company.

Growth is tepid; the safety picture is adequate. The company scores 0/20 on our value-creation score: not creating value.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
1
2026

All-time high

1

Jun 2026

All-time low

1

Jun 2026

Average rank

1

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
1
Price/Earnings
1
Price/Book
3
Dividend Yield
1
Value (overall)
6

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →