Obermatt

Mizrahi Tefahot Bank

TLV:MZTF · IL0006954379
BanksMedium

360

57
Profit price73
Cash yield39
Price/Sales20
EV / Gross Profit97
Price/Book22
Returns on capital78
Profit margins
Cash Conversion96
Accruals10
Owner Earnings Margin44
Sales growth8
Profit Growth63
Long-Term EPS Growth42
Owner Earnings Growth58
Reinvestment5
Price momentum8
Debt load82
Debt serviceability66
Liquidity7
Analyst ratings43
Opinion Changes50
Price Target Upside86
Market mood14
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Mizrahi Tefahot Bank generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryIsrael
IndustryBanks
SizeMedium
TypePublic Company
ExchangeTASE
Founded1923
Employees1,133
ISINIL0006954379
Last UpdateApr 2, 2026
Index & Theme
Banking

Description

Mizrahi Tefahot Bank Ltd. is the central bank of the country, tasked with overseeing the monetary policy, maintaining financial stability, and providing banking services to the government. The company supports individual and corporate customers with…

Analysis

Middle-of-the-road

Mizrahi Tefahot Bank Ltd. sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is attractive. The owner-earnings multiple stands at 11.7×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around -1% a year, against analyst forecasts of 8%. The price, in other words, assumes less than the experts do.

Growth is tepid; the safety picture is stretched. The company scores 20/20 on our value-creation score: strong value creator. Analysts lean positive.

Flags to be aware of: Some accounting patterns deserve a closer look. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
8
2023202420252026

All-time high

41

Jan 2025

All-time low

4

Jan 2024

Average rank

24

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
20
30
34
32
Price/Earnings
24
41
28
23
Price/Book
22
19
19
14
Dividend Yield
39
36
28
75
Value (overall)
8
27
20
34

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →