Obermatt

Bankinter

MCE:BKT · ES0113679I37
BanksMedium

360

47
Profit price44
Cash yield43
Price/Sales44
EV / Gross Profit85
Price/Book31
Returns on capital
Profit margins

Cash truth not applicable for financial companies.

Sales growth64
Profit Growth73
Long-Term EPS Growth50
Reinvestment54
Price momentum30
Debt load82
Debt serviceability62
Liquidity18
Analyst ratings35
Opinion Changes50
Price Target Upside48
Market mood29
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Bankinter generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 1/5 components.

Profile

CountrySpain
IndustryBanks
SizeMedium
TypePublic Company
ExchangeBME
Founded1965
Employees5,150
ISINES0113679I37
Last UpdateApr 2, 2026
Themes
BankingFinanceFinancial ServicesFinTechInsuranceVenture Capital

Description

Bankinter, S.A. provides various banking products and services to individuals and corporate customers, and small- and medium-sized enterprises. Business Segments The company operates through commercial banking and corporate banking segments. Comme…

Analysis

Hope premium

Bankinter, S.A. is priced well ahead of what the underlying numbers justify, a pattern we describe as a hope premium.

Valuation data is not available for this company.

Growth is moderate; the safety picture is adequate. The company scores 20/20 on our value-creation score: strong value creator.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
36
2023202420252026

All-time high

77

Nov 2025

All-time low

10

Mar 2026

Average rank

48

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
44
58
57
56
Price/Earnings
49
59
64
59
Price/Book
31
36
41
51
Dividend Yield
43
40
59
69
Value (overall)
34
25
48
68

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →