Obermatt

Equitable Group

TOR:EQB · CA26886R1047
BanksSmall

360

9
Profit price7
Cash yield47
Price/Sales92
EV / Gross Profit11
Price/Book46
Returns on capital10
Profit margins
Cash Conversion15
Accruals28
Owner Earnings Margin12
Sales growth86
Profit Growth80
Owner Earnings Growth4
Reinvestment54
Price momentum46
Debt load2
Debt serviceability69
Liquidity73
Analyst ratings31
Opinion Changes50
Price Target Upside31
Market mood77
Value Creation7/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Equitable Group clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryCanada
IndustryBanks
SizeSmall
TypePublic Company
ExchangeTSX
Founded2004
ISINCA26886R1047
Last UpdateApr 2, 2026
Themes
Neobank

Description

EQB Inc. operates through its subsidiary, Equitable Bank that provides personal and commercial banking services to retail and commercial customers. Business Segments The company’s operations are underpinned by several distinct business segments tha…

Analysis

Hope premium

EQB Inc. is priced well ahead of what the underlying numbers justify, a pattern we describe as a hope premium.

On valuation, the picture is expensive. The owner-earnings multiple stands at 35.1×; owner earnings: the cash an owner could take out each year.

Growth is tepid; the safety picture is adequate. The company scores 7/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
70
2023202420252026

All-time high

90

Jan 2024

All-time low

16

Mar 2026

Average rank

65

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
92
44
56
51
Price/Earnings
67
77
97
79
Price/Book
46
34
49
36
Dividend Yield
47
63
51
55
Value (overall)
68
55
61
61

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →