Obermatt

South Plains Financial

NSQ:SPFI · US83946P1075
BanksSmall

360

98
Profit price67
Cash yield33
Price/Sales53
Price/Book30
Returns on capital
Profit margins

Cash truth not applicable for financial companies.

Sales growth65
Profit growth42
Reinvestment25
Price momentum24
Debt load92
Debt serviceability38
Liquidity59
Analyst ratings60
Opinion Changes50
Price Target Upside96
Market mood85

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1992
Websitespfi.bank
ISINUS83946P1075
Last UpdateApr 2, 2026
Themes
Consumer LendingFinancial ServicesLending and Investments

Description

South Plains Financial, Inc. (‘SPFI’) operates as a bank holding company for City Bank (the ‘bank’). The company has additional banking operations in the Dallas, El Paso, Greater Houston, the Permian Basin, and College Station, Texas markets, and th…

Analysis

Quality compounder

South Plains Financial, Inc. earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess.

Valuation data is not available for this company.

Growth is moderate; the safety picture is sturdy. Analysts lean positive.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
49
2023202420252026

All-time high

95

Jan 2023

All-time low

41

Jan 2025

Average rank

70

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
53
67
74
87
Price/Earnings
44
45
53
41
Price/Book
30
19
13
41
Dividend Yield
33
16
18
19
Value (overall)
29
31
31
43

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →