Obermatt

Goosehead Insurance

NSQ:GSHD · US38267D1090
InsuranceSmall

360

55
EV / EBIT28
Price / Owner Earnings10
Owner Earnings Yield40
Dividend Yield1
Price/Sales17
EV / Gross Profit26
Price/Book100
Returns on capital94
Profit margins86
Cash Conversion68
Accruals97
Owner Earnings Margin61
Sales growth86
Profit Growth20
Long-Term EPS Growth94
Owner Earnings Growth30
Reinvestment68
Price momentum1
Debt load1
Debt serviceability60
Liquidity23
Analyst ratings45
Opinion Changes50
Price Target Upside95
Market mood51
Value Creation14/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Goosehead Insurance generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUSA
IndustryInsurance
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded2017
Employees100
ISINUS38267D1090
Last UpdateApr 2, 2026
Themes
InsurtechInsurance

Description

Goosehead Insurance, Inc. (Goosehead) operates as an independent insurance agency, reinventing the traditional approach to distributing personal lines policies throughout the United States. Insurance Buyer Perspective The company has built a model…

Analysis

Beloved champion

Goosehead Insurance, Inc. sits in the top corner of our grid: excellent business, premium price; every investor already knows the story.

On valuation, the picture is expensive. The owner-earnings multiple stands at 28.7×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around 11% a year, against analyst forecasts of 19%. The price, in other words, assumes less than the experts do.

Growth is solid; the safety picture is stretched. The company scores 14/20 on our value-creation score: strong value creator. Analysts lean positive.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
17
2023202420252026

All-time high

78

Jan 2025

All-time low

11

Jan 2023

Average rank

41

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
17
1
1
1
Price/Earnings
29
5
1
1
Price/Book
100
1
1
100
Dividend Yield
1
1
1
1
Value (overall)
23
1
1
15

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →