Obermatt

James River Group

NSQ:JRVR · US46990A1025
InsuranceSmall

360

12
EV / EBIT93
Price / Owner Earnings62
Owner Earnings Yield84
Dividend Yield83
Price/Sales100
EV / Gross Profit93
Price/Book72
Returns on capital18
Profit margins30
Cash Conversion45
Accruals55
Owner Earnings Margin27
Sales growth15
Profit growth62
Reinvestment40
Price momentum21
Debt load52
Debt serviceability100
Liquidity56
Analyst ratings5
Opinion Changes7
Price Target Upside62
Market mood3
Value Creation12/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

James River Group clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Profile

CountryUSA
IndustryInsurance
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded2007
Employees42
ISINUS46990A1025
Last UpdateApr 2, 2026
Themes
InsuranceProperty Insurance

Description

James River Group Holdings, Inc. owns and operates a group of specialty insurance companies that focuses on underwriting small and middle market casualty risks within the U.S. excess and surplus (E&S) lines market. The company limits its exposure to…

Analysis

Weak and unloved

James River Group Holdings, Inc. scores below average on quality and is priced accordingly, a low-conviction position in either direction.

On valuation, the picture is attractive. The owner-earnings multiple stands at 7.6×; owner earnings: the cash an owner could take out each year.

Growth is tepid; the safety picture is stretched. The company scores 12/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
49
2023202420252026

All-time high

100

Mar 2026

All-time low

11

Jan 2023

Average rank

38

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
100
97
93
64
Price/Earnings
67
97
85
34
Price/Book
72
93
71
47
Dividend Yield
83
59
43
26
Value (overall)
100
97
86
41

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →