Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides a full range of commercial and consumer banking products and services, merchant credit card services, trust and investment management, insuranc…
Analysis
Weak and unloved
Midland States Bancorp, Inc. scores below average on quality and is priced accordingly, a low-conviction position in either direction.
On valuation, the picture is attractive. The owner-earnings multiple stands at 14.9×; owner earnings: the cash an owner could take out each year.
Growth is tepid; the safety picture is stretched. The company scores 13/20 on our value-creation score: creating some value. Analyst sentiment is cautious.
No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.
360° rank · history
1007550250
Jan 202361
31
2023202420252026
All-time high
72
Feb 2026
All-time low
13
May 2025
Average rank
34
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
97
95
89
91
Price/Earnings
83
100
91
91
Price/Book
33
95
75
89
Dividend Yield
93
98
92
84
Value (overall)
90
98
100
100
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.