Obermatt

Washington Trust Bancorp

NSQ:WASH · US9406101082
BanksSmall

360

18
Profit price35
Cash yield100
Price/Sales88
EV / Gross Profit15
Price/Book50
Returns on capital18
Profit margins
Cash Conversion88
Accruals79
Owner Earnings Margin30
Sales growth58
Profit growth36
Reinvestment62
Price momentum55
Debt load6
Debt serviceability88
Liquidity25
Analyst ratings22
Opinion Changes50
Price Target Upside6
Market mood29
Value Creation13/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Washington Trust Bancorp clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1984
ISINUS9406101082
Last UpdateApr 2, 2026

Description

Washington Trust Bancorp, Inc. operates as the bank holding company for The Washington Trust Company, of Westerly, which offers a full range of financial services, including commercial banking, mortgage banking, personal banking, and wealth managemen…

Analysis

Middle-of-the-road

Washington Trust Bancorp, Inc. is a middle-of-the-road business: neither the economics nor the price stand out from the peer group.

The price is attractive. You pay 12.4× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone. At today's price, the market is assuming roughly -0% yearly growth; analysts expect 13%. The price, in other words, assumes less than the experts do.

The trajectory is tepid and the balance sheet is adequate. The company scores 13/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
46
2023202420252026

All-time high

51

Feb 2026

All-time low

1

Nov 2025

Average rank

14

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
88
19
16
3
Price/Earnings
63
47
34
11
Price/Book
50
29
32
5
Dividend Yield
100
100
100
100
Value (overall)
88
66
39
44

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →