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Yokohama Financial Group

TYO:7186 · JP3305990008
BanksMedium

360

21
Profit price11
Cash yield51
Price/Sales31
EV / Gross Profit100
Price/Book32
Returns on capital46
Profit margins—
Cash Conversion30
Accruals71
Owner Earnings Margin30
Sales growth71
Profit Growth34
Long-Term EPS Growth77
Reinvestment82
Price momentum73
Debt load82
Debt serviceability26
Liquidity72
Analyst ratings64
Opinion Changes50
Price Target Upside8
Market mood33
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Yokohama Financial Group generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 1/5 components.

Profile

CountryJapan
IndustryBanks
SizeMedium
TypePublic Company
ExchangeTSE
Founded2016
Employees2
Websiteyokohamafg.co.jp
ISINJP3305990008
Last UpdateApr 2, 2026
Indices
Nikkei 225 (Japan)
Themes
Digital BrokerageConsumer LendingBankingFinanceFinancial ExchangesFinancial ServicesWealth Management

Description

Yokohama Financial Group, Inc., through its wholly owned subsidiaries, provides a range of domestic banking products and services to individual and corporate customers. The company’s subsidiaries include Bank of Yokohama and Higashi-Nippon Bank. Ba…

Analysis

Weak and unloved

Yokohama Financial Group, Inc. is weak and unloved: below-average business metrics and a price that reflects that disappointment.

The price is fair. You pay 16.6× its owner earnings: the cash an owner could take out each year, which is in the historically fair zone. At today's price, the market is assuming roughly 4% yearly growth; analysts expect 25%. The price, in other words, assumes less than the experts do.

The trajectory is solid and the balance sheet is adequate. The company scores 20/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

What to watch: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
89
2023202420252026

All-time high

89

Jun 2026

All-time low

42

Feb 2024

Average rank

66

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
31
22
51
46
Price/Earnings
22
57
55
26
Price/Book
32
56
57
64
Dividend Yield
51
21
34
40
Value (overall)
27
29
52
43

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →