Obermatt

Iyogin

TYO:5830 · JP3149700001
BanksSmall

360

38
Profit price78
Cash yield39
Price/Sales47
EV / Gross Profit93
Price/Book62
Returns on capital60
Profit margins
Cash Conversion22
Accruals55
Owner Earnings Margin67
Sales growth39
Profit growth42
Reinvestment46
Price momentum91
Debt load63
Debt serviceability8
Liquidity88
Analyst ratings14
Opinion Changes3
Price Target Upside50
Market mood93
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Iyogin clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 1/5 components.

Profile

CountryJapan
IndustryBanks
SizeSmall
TypePublic Company
ExchangeTSE
Founded1941
Employees4
ISINJP3149700001
Last UpdateApr 2, 2026
Index & Theme
Consumer LendingSoftware DevelopmentBankingFinancial ServicesLeasing

Description

Iyogin Holdings,Inc. engages in the financial services. Business Segments The company operates through two segments such as commercial banking and leasing. Commercial Banking: This segment incorporates a broad spectrum of financial services, featu…

Analysis

Bargain bin

Iyogin Holdings,Inc. is priced cheaply, and that invites the natural question of why, since the underlying business scores below average.

On valuation, the picture is attractive. The owner-earnings multiple stands at 10.8×; owner earnings: the cash an owner could take out each year.

Growth is tepid; the safety picture is adequate. The company scores 10/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

Flags to be aware of: Reported profits have run ahead of actual cash for several periods. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
53
2023202420252026

All-time high

76

Jan 2024

All-time low

37

Jan 2023

Average rank

56

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
47
36
85
66
Price/Earnings
78
62
83
59
Price/Book
62
85
93
90
Dividend Yield
39
45
15
8
Value (overall)
63
57
86
55

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →