Obermatt

First Guaranty Bancshares

NMQ:FGBI · US32043P1066
BanksSmall

360

2
Profit price
Cash yield49
Price/Sales12
Price/Book96
Returns on capital
Profit margins

Cash truth not applicable for financial companies.

Sales growth1
Profit growth5
Reinvestment53
Price momentum6
Debt load100
Debt serviceability63
Liquidity8
Analyst ratings1
Opinion Changes50
Price Target Upside1
Market mood3
Value Creation0/20not creating value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

First Guaranty Bancshares doesn't consistently earn more than its cost of capital, so it isn't yet creating shareholder value.

Based on 1/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGM
Founded2003
Websitefgb.net
ISINUS32043P1066
Last UpdateApr 2, 2026

Description

First Guaranty Bancshares, Inc. (First Guaranty) operates as the bank holding company for First Guaranty Bank that provides personalized commercial banking services mainly to Louisiana and Texas customers. The company operates through various bankin…

Analysis

Weak and unloved

First Guaranty Bancshares, Inc. scores below average on quality and is priced accordingly, a low-conviction position in either direction.

Valuation data is not available for this company.

Growth is tepid; the safety picture is stretched. The company scores 0/20 on our value-creation score: not creating value. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
13
2023202420252026

All-time high

99

Jan 2023

All-time low

6

Jan 2025

Average rank

33

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
12
95
95
83
Price/Earnings
4
72
3
97
Price/Book
96
95
95
53
Dividend Yield
49
10
98
47
Value (overall)
48
81
86
75

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare First Guaranty Bancshares with its peers
Simmons First National
NSQ:SFNC
20
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →
Columbia Banking Systems
NSQ:COLB
56
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →
Northfield Bancorp
NSQ:NFBK
9
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →
Oak Valley
NAQ:OVLY
57
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →
Five Star
NSQ:FSBC
61
CountryUSA
IndustryBanks
SizeSmall
Full Stock Analysis →
Summit State Bank
NMQ:SSBI
53
CountryUSA
IndustryBanks
SizeX-Small
Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →