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Summit State Bank

NMQ:SSBI · US8662642037
BanksX-Small

360

53
Medium confidence — indicative
Profit price40
Cash yield1
Price/Sales80
Price/Book93
Returns on capital—
Profit margins—

Cash truth not applicable for financial companies.

Sales growth69
Profit growth3
Reinvestment30
Price momentum80
Debt load96
Debt serviceability38
Liquidity5
Analyst ratings—
Expectations trend—
Market mood1
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Summit State Bank generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 1/5 components.

Profile

CountryUSA
IndustryBanks
SizeX-Small
TypePublic Company
ExchangeNASDAQGM
Founded1982
Employees71
Websitesummitstatebank.com
ISINUS8662642037
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)
Themes
Financial Services

Description

Summit State Bank, a state-chartered commercial bank, operates a traditional community banking business primarily within Sonoma County, California. Business Segments The company primarily operates in the community banking segment, which includes a…

Analysis

Middle-of-the-road

Summit State Bank sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

Valuation data is not available for this company.

Growth is moderate; the safety picture is stretched. The company scores 20/20 on our value-creation score: strong value creator.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
8
20232026

All-time high

97

Jan 2023

All-time low

8

Jun 2026

Average rank

39

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
80
—
—
84
Price/Earnings
16
—
—
92
Price/Book
93
—
—
36
Dividend Yield
1
—
—
51
Value (overall)
39
—
—
79

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →