Obermatt

Card Factory

LSE:CARD · GB00BLY2F708
Specialty RetailMedium

360

94
EV / EBIT90
Price / Owner Earnings59
Owner Earnings Yield79
Dividend Yield97
Price/Sales46
EV / Gross Profit45
Price/Book80
Return on Capital89
Cash Return on Capital67
Return on Equity64
EBIT Margin89
Gross Profitability33
Cash Conversion60
Accruals59
Owner Earnings Margin76
Sales growth62
Profit Growth48
Long-Term EPS Growth24
Owner Earnings Growth29
Reinvestment52
Price momentum23
Debt load66
Refinancing43
Debt Payback56
Liquidity64
Analyst ratings52
Opinion Changes87
Price Target Upside89
Market mood67
Value Creation14/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Card Factory generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountryUK
IndustrySpecialty Retail
SizeMedium
TypePublic Company
ExchangeLSE
Founded2014
Employees1,457
ISINGB00BLY2F708
Last UpdateApr 2, 2026
Themes
Packaging ServicesBrand MarketingLifestyleGiftGift CardGraphic DesignRetail

Description

Card Factory plc (Card Factory) operates as a specialist retailer of cards, gifts, and celebration essentials. The company is renowned for its extensive range of unique, quality cards and non-card products, offering consumers convenience and affordab…

Analysis

Quality compounder

Card Factory plc is a quality compounder: a well-run business trading at a price that reflects what it is worth.

The price is attractive. You pay 7.1× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is tepid and the balance sheet is sturdy. The company scores 14/20 on our value-creation score: strong value creator. Analysts lean positive.

What to watch: A large part of the company's book value is the price paid for past acquisitions. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
92
2023202420252026

All-time high

100

Jan 2025

All-time low

81

Jan 2023

Average rank

91

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
46
30
30
76
Price/Earnings
84
94
87
97
Price/Book
80
59
59
90
Dividend Yield
97
82
1
72
Value (overall)
92
87
54
93

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →