Obermatt
See Similar Stocks →

Just Group

LSE:JUST · GB00BCRX1J15
InsuranceSmall

360

5
Medium confidence — indicative
Profit price48
Owner Earnings Yield1
Dividend Yield1
Price/Sales97
EV / Gross Profit5
Price/Book61
Returns on capital4
Profit margins14
Accruals49
Owner Earnings Margin1
Sales growth—
Profit Growth100
Long-Term EPS Growth6
Owner Earnings Growth4
Reinvestment54
Price momentum89
Debt load7
Debt serviceability98
Liquidity1
Analyst ratings51
Expectations trend93
Market mood45
Value Creation4/20not creating value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Just Group doesn't consistently earn more than its cost of capital, so it isn't yet creating shareholder value.

Profile

CountryUK
IndustryInsurance
SizeSmall
TypePrivate Company
ExchangeLSE
Founded2013
Employees1,111
Websitejustgroupplc.co.uk
ISINGB00BCRX1J15
Last UpdateApr 2, 2026
Indices
FTSE 250 (United Kingdom)FTSE 350 (United Kingdom)FTSE All Shares (United Kingdom)
Themes
Financial Services

Description

Just Group plc (Just Group) operates through financial planning and products for those approaching, at, or in retirement. The company provide financial advice and solutions in the senior demographic. The company engages in the retirement income marke…

Analysis

Story stock

Just Group plc trades at an expensive price on a weak set of business metrics, a combination we flag as a story stock.

Valuation data is not available for this company.

Growth is tepid; the safety picture is stretched. The company scores 4/20 on our value-creation score: not creating value.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
64
2023202420252026

All-time high

95

Jan 2026

All-time low

45

Jan 2023

Average rank

90

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
97
87
100
89
Price/Earnings
5
97
100
100
Price/Book
61
61
88
97
Dividend Yield
1
9
9
14
Value (overall)
39
65
63
89

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

Similar Stocks

The companies this stock is ranked against.

Compare Just Group with its peers
Legal & General
LSE:LGEN
6
CountryUK
IndustryInsurance
SizeLarge
Full Stock Analysis →
Aegon
AEX:AGN
28
CountryNetherlands
IndustryInsurance
SizeLarge
Full Stock Analysis →
Alm. Brand
CPH:ALMB
26
CountryDenmark
IndustryInsurance
SizeSmall
Full Stock Analysis →
Powszechny Zaklad Ubezpieczen
WSE:PZU
79
CountryPoland
IndustryInsurance
SizeLarge
Full Stock Analysis →
Swiss Re
VTX:SREN
57
CountrySwitzerland
IndustryInsurance
SizeLarge
Full Stock Analysis →
Swiss Life
VTX:SLHN
22
CountrySwitzerland
IndustryInsurance
SizeLarge
Full Stock Analysis →

Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →