Obermatt

Swiss Life

VTX:SLHN · CH0014852781
InsuranceLarge

360

22
EV / EBIT22
Price / Owner Earnings26
Cash yield43
Price/Sales30
EV / Gross Profit19
Price/Book21
Returns on capital42
Profit margins52
Cash Conversion58
Accruals78
Owner Earnings Margin60
Sales growth98
Profit Growth62
Long-Term EPS Growth51
Owner Earnings Growth53
Reinvestment7
Price momentum34
Debt load14
Debt serviceability89
Liquidity33
Analyst ratings7
Opinion Changes33
Price Target Upside39
Market mood55
Value Creation14/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Swiss Life generates returns well above its cost of capital, the foundation of durable shareholder value.

Profile

CountrySwitzerland
IndustryInsurance
SizeLarge
TypePublic Company
ExchangeSWX
ISINCH0014852781
Last UpdateApr 2, 2026

Description

Swiss Life Holding AG (Swiss Life) is a provider of comprehensive insurance and pension solutions, focused primarily on life insurance and occupational pensions in Zurich, Switzerland, the company operates across multiple segments, offering a diverse…

Analysis

Middle-of-the-road

Swiss Life Holding AG sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is fair. The owner-earnings multiple stands at 20.1×; owner earnings: the cash an owner could take out each year. The implied growth embedded in that price is around 6% a year, against analyst forecasts of 5%. The price, in other words, assumes less than the experts do.

Growth is moderate; the safety picture is stretched. The company scores 14/20 on our value-creation score: strong value creator. Analyst sentiment is cautious.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
1
2023202420252026

All-time high

69

Jan 2023

All-time low

1

Jun 2026

Average rank

39

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
30
25
48
56
Price/Earnings
10
25
21
23
Price/Book
21
18
24
48
Dividend Yield
43
33
33
48
Value (overall)
10
19
15
37

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →