Obermatt

Colony Bankcorp

NYQ:CBAN · US19623P1012
BanksSmall

360

82
Profit price31
Cash yield53
Price/Sales92
EV / Gross Profit73
Price/Book68
Returns on capital61
Profit margins
Cash Conversion48
Accruals91
Owner Earnings Margin32
Sales growth85
Profit Growth24
Owner Earnings Growth31
Reinvestment17
Price momentum64
Debt load48
Debt serviceability4
Liquidity28
Analyst ratings100
Opinion Changes50
Price Target Upside83
Market mood67
Value Creation20/20strong value creator
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Colony Bankcorp generates returns well above its cost of capital, the foundation of durable shareholder value.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNYSE
Founded1982
ISINUS19623P1012
Last UpdateApr 2, 2026

Description

Colony Bankcorp, Inc. is a financial services company. The company’s business is conducted primarily through its wholly-owned bank subsidiary, Colony Bank, a Georgia state-chartered commercial bank, which provides a broad range of banking services t…

Analysis

Middle-of-the-road

Colony Bankcorp, Inc. sits in the middle of our grid: average quality, average price, no obvious signal in either direction.

On valuation, the picture is attractive. The owner-earnings multiple stands at 11.7×; owner earnings: the cash an owner could take out each year.

Growth is solid; the safety picture is adequate. The company scores 20/20 on our value-creation score: strong value creator. Analysts lean positive.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
58
2023202420252026

All-time high

99

May 2025

All-time low

58

Jun 2026

Average rank

84

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
92
81
91
91
Price/Earnings
62
66
75
97
Price/Book
68
52
65
72
Dividend Yield
53
46
50
65
Value (overall)
76
77
82
93

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →