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Ameris Bancorp

NYQ:ABCB · US03076K1088
BanksSmall

360

57
Profit price47
Cash yield27
Price/Sales11
EV / Gross Profit55
Price/Book27
Returns on capital75
Profit margins—
Cash Conversion71
Accruals16
Owner Earnings Margin72
Sales growth43
Profit Growth83
Owner Earnings Growth27
Reinvestment20
Price momentum78
Debt load42
Debt serviceability58
Liquidity85
Analyst ratings65
Opinion Changes50
Price Target Upside53
Market mood89
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Ameris Bancorp clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNYSE
Founded1980
Websiteamerisbank.com
ISINUS03076K1088
Last UpdateApr 2, 2026

Description

Ameris Bancorp (‘Ameris’) operates as a financial holding company for Ameris Bank (the ‘bank’) that provides a full range of banking services to its retail and commercial customers who are primarily concentrated in select markets in Georgia, Alabama,…

Analysis

Beloved champion

Ameris Bancorp sits in the top corner of our grid: excellent business, premium price; every investor already knows the story.

On valuation, the picture is attractive. The owner-earnings multiple stands at 13.3×; owner earnings: the cash an owner could take out each year.

Growth is moderate; the safety picture is adequate. The company scores 10/20 on our value-creation score: creating some value.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
77
2023202420252026

All-time high

88

Mar 2026

All-time low

44

Jan 2023

Average rank

65

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
11
19
34
55
Price/Earnings
20
26
40
73
Price/Book
27
43
47
44
Dividend Yield
27
10
8
11
Value (overall)
16
11
16
39

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →