Obermatt

Auburn National

NMQ:AUBN · US0504731078
BanksX-Small

360

67
Medium confidence — indicative
Profit price73
Cash yield1
Price/Sales87
Price/Book76
Returns on capital
Profit margins

Cash truth not applicable for financial companies.

Sales growth41
Profit growth87
Reinvestment60
Price momentum32
Debt load100
Debt serviceability1
Liquidity63
Analyst ratings
Expectations trend
Market mood1
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Auburn National clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 1/5 components.

Profile

CountryUSA
IndustryBanks
SizeX-Small
TypePublic Company
ExchangeNASDAQGM
Founded1990
Employees85
ISINUS0504731078
Last UpdateApr 2, 2026
Themes
BankingCommercial

Description

Auburn National Bancorporation, Inc. operates as a bank holding company for Auburn Bank that provides various commercial banking products and services. The bank provides a full range of banking services in its primary market area, Lee County, which…

Analysis

Quality compounder

Auburn National Bancorporation, Inc. earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess.

Valuation data is not available for this company.

Growth is moderate; the safety picture is uncertain. The company scores 10/20 on our value-creation score: creating some value.

No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.

360° rank · history

1007550250
40
20232026

All-time high

40

Jun 2026

All-time low

11

Jan 2023

Average rank

26

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
87
62
Price/Earnings
72
38
Price/Book
76
32
Dividend Yield
1
91
Value (overall)
63
51

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →