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Washington Federal

NSQ:WAFD · US9388241096
BanksSmall

360

31
Profit price78
Cash yield75
Price/Sales28
EV / Gross Profit24
Price/Book78
Returns on capital17
Profit margins—
Cash Conversion34
Accruals46
Owner Earnings Margin43
Sales growth49
Profit Growth68
Owner Earnings Growth84
Reinvestment92
Price momentum47
Debt load4
Debt serviceability47
Liquidity21
Analyst ratings1
Opinion Changes50
Price Target Upside27
Market mood71
Value Creation10/20creating some value
  • Creates more value than its capital costs
  • Owner earnings growing
  • Owner earnings per share growing
  • Reinvests at strong returns
  • Solid earnings base

What this means

Washington Federal clears its cost of capital, but the record is mixed across the five tests. Real value creation, just not yet consistent.

Based on 3/5 components.

Profile

CountryUSA
IndustryBanks
SizeSmall
TypePublic Company
ExchangeNASDAQGS
Founded1994
Websitewafdbank.com
ISINUS9388241096
Last UpdateApr 2, 2026
Indices
NASDAQ (USA)
Themes
BankingFinancial ServicesInsurance

Description

WaFd, Inc. operates as the bank holding company for Washington Federal Bank, a federally insured Washington state chartered commercial bank dba WaFd Bank that provides lending, depository, insurance, and other banking services to consumers, mid-sized…

Analysis

Bargain bin

WaFd, Inc. falls in the bargain bin: the price is low relative to peers, but the business metrics give reason to pause.

The price is attractive. You pay 13.1× its owner earnings: the cash an owner could take out each year, which is in the historically attractive zone.

The trajectory is tepid and the balance sheet is adequate. The company scores 10/20 on our value-creation score: creating some value. Analyst sentiment is cautious.

Nothing is flagged here: no red or amber gates, no divergence between profits and cash. That is itself information: the numbers are straightforward. As always: this describes the company's numbers; it is not a recommendation.

360° rank · history

1007550250
39
2023202420252026

All-time high

100

Jun 2023

All-time low

16

Mar 2026

Average rank

54

across all years

Detailed & Historical Ranks

Deep dive into 15 detailed ranks and 3 years of history.

Current202520242023
Price/Sales
28
40
53
37
Price/Earnings
38
49
69
55
Price/Book
78
75
60
49
Dividend Yield
75
68
44
45
Value (overall)
54
57
56
57

Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.

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Make Sense of the Ranks

Every rank runs 1–100 against true peers. Higher is always better.

360° View
1 · Watch OutGood· 100
Value
1 · ExpensiveGood Value· 100
Quality
1 · Weak FundamentalsHigh Quality· 100
Growth
1 · Tough TimesHigh Growth· 100
Safety
1 · High LeverageWell-Financed· 100
Sentiment
1 · SkepticismPositive· 100
Learn More →