Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in Northern and Central California.
The company is a bank holding company r…
Analysis
Quality compounder
Westamerica Bancorporation earns the quality_compounder label: good underlying economics priced fairly, with no obvious bargain or excess.
On valuation, the picture is attractive. The owner-earnings multiple stands at 11.6×; owner earnings: the cash an owner could take out each year.
Growth is weak; the safety picture is sturdy. The company scores 7/20 on our value-creation score: creating some value. Analyst sentiment is cautious.
No flags apply to this company at this time: accounts, balance sheet, and cash quality all pass. A clean bill of health is meaningful, not just the absence of a warning. This analysis describes numbers; it is not investment advice.
360° rank · history
1007550250
Jan 20233
54
2023202420252026
All-time high
60
Mar 2026
All-time low
3
Jan 2023
Average rank
40
across all years
Detailed & Historical Ranks
Deep dive into 15 detailed ranks and 3 years of history.
Current202520242023
Price/Sales
4
10
7
3
Price/Earnings
19
53
68
7
Price/Book
22
19
3
7
Dividend Yield
81
74
49
59
Value (overall)
30
37
14
7
Cells are coloured by rank band (red weak → green strong). Sentiment & 360° history begins 2023.